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* * * UPDATE: Get Conforming Rates Up To $417,000 * * *
Click
Here For FREE RATE & COST QUOTE (no SS# Required)
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Rates
Updated: January 23, 2008
*Points, if any, include Origination & Discount
Points
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30 Year
Fixed Conforming
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| Rate* |
APR* |
Points |
| 4.875 |
5.128 |
2
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| 5.125 |
5.204
|
1
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| 5.375 |
5.407 |
0+0
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15
Year Fixed Conforming
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| Rate* |
APR* |
Points |
4.625
|
4.732
|
2
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| 4.875 |
4.924
|
1
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| 5.000 |
5.124
|
0+0
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*Note
Rate is used to calculate monthly P&I (principal and interest)
payments. The APR (Annual Percentage Rate) expresses the total
cost (note rate + finance related closing costs) of financing in terms
of an annual (or effective) interest rate. Borrowers Beware! Unlike
AmericaOne, many
mortgage companies do not guarantee lender fees listed on their GFE's
(Good Faith Estimates) - so if their fees change,
so does their APR. Above rates are based on
simple
fixed rate loan, qualified primary and secondary residences, 20%
downpayment, primary financing, 30 day lock period and loan
amount of $200,000. Specific, instant rate quotes including monthly
P&I and Guaranteed Lender Fees are available here: Rate&Cost
Quote. Rate/fee offers may terminate at any time without
notice unless locked and confirmed in writing by AmericaOne.
Rates/APR subject to change with changes in closing costs.
Properties
and applicants must qualify. Other restrictions may apply.
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CLICK HERE
For MORE RATES !!!
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WELCOME
to AmericaOne
OnLine, the best way to a great home
loan. AmericaOne, licensed by the TEXAS
Department of Savings and Mortgage Lending, offers its valued customers
reliable service,
great rates and the
lowest fees possible through its affiliation with nationally recognized
wholesale lenders . Simply put: AmericaOne consistantly provides
rates and fees that are significantly lower than the national average
and much lower than what you are likely to get from your local retail
bank.
MEANINGFUL
INFORMATION: Click on the "Rate&Cost
Quote" button (above/left) to receive an instant,
accurate, no-cost, no-obligation interest rate
and closing cost quote. In many ways our Rate&Cost Quote
resembles a traditional Good Faith Estimate/GFE, in that it provides an
estimate of the amount of money required at closing.
- Quoted
Rates/Lender Fees can be locked immediately - beware of other rate
'offers' that you can't
lock
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Prequalification, so you can make a purchase/refinance offer with
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received by noon)
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Delay - Rates/Fees are subject to change without notice until locked
& confirmed by AmericaOne
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TEXAS - AmericaOne Realty & Mortgage,
Inc.
TEXAS DEPT OF SAVINGS & MORTGAGE LENDING - Mortgage
Broker,
Lic #2820
TEXAS REAL ESTATE COMMISSION - Real Estate Broker, Lic #0433968
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